Welcome To National Stop Loss

National Stop Loss is a health insurance agency exclusively dedicated to Medical Stop Loss Insurance. We partner with brokers, consultants and TPA’s in order to market, negotiate, implement and service medical stop loss insurance on behalf of their self-funded clients.

Self-funding is the most effective way to reduce a company’s health insurance costs. It will also enable any employer to tailor their benefits to meet their employees specific needs. Greater cash flow, the elimination of state mandated benefits and better access to claims data are a few other advantages of self-funding.

Most employers health insurance claims for their employees are reasonably predictable. So why insure a predictable expense and pay for a fully insured carriers overhead and profit? Expenses like catastrophic claims on one or a few individuals are unpredictable, and therefore, should be insured. This is when medical stop loss is needed.